We're broke. We're always broke. We're always stressed and unhappy. And broke. How do you get your partner to stop spending, especially when they are the one that "brings home the bacon"?
If my husband had an over spending problem, I would talk to him about it. I don't care that he brings home a majority of money, it's household income, not his personal income.
Do you both have access to the account? If so, set up an automatic transfer to savings once or twice a month in a small amount that won't affect your finances too much. Not having the money readily available in a checking account is a very helpful way to curb excess spending. Most people that are spenders will spend until there isn't anything left to spend. As long as he doesn't make up for it by using a credit card instead, you should be good. If you don't have access to the account, talk to him about setting up automatic transfers in his account.
I have automatic transfers set up twice a month and my bank puts $1 into savings every time I swipe my debit card. And while I don't "build up" much of a savings, I do have it available each month to cover unexpected expenses.
I went through this for much of my marriage. The only thing that finally helped was him reading The Total Money Makeover, by Dave Ramsey. Would he read it if you told him it was important to you?
Uh, get a job? If it's JUST you and your partner (no kids) and they're the ones bringing in 100% of the money, you don't really have any kind of right to be telling them how to spend it. And if you DO have kids and they're not taking care of those kids, then GET A JOB and get out.
Loading...
