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♥ Mrs. Banks ♥
by Duckie

previous entry: Nothing like doing laundry at 1 am.

next entry: Summer is here!

I suck at updating

03/15/2011

I know, I know, I suck at updating. Since my last entry I have moved back to the place I was before. I am almost done with the semester and will most likely have A's and B's. I submitted my intent to graduate for May 2012 and I have never been more excited. Finances aren't so hot. We are thinking about taking out a big loan to cover all the debt and then just having that one payment to pay. It seems like the best choice for us. All we fight about is money. I have been thinking about what I want to do with my life and I have decided I want to take a year off regardless if I decide to go on to graduate school. I want to work for DHS for a year and see if I like it. It would put us salarywise at double what we have now and I would get benefits and such. It is a pretty good job for around here. If I like it, I might not want to go to graduate school. I just don't want to spend the rest of my life (or what seems like it) in school. I want to buy a house and start a family. I can't do this if I'm in school or at least its not smart to do it. I want to be able to provide for my family and I can't do that right now with just me and Chris. I think it will be better but we shall see. I can't wait to graduate and after I graduate I'm going to PERU!!! We have a program at my school that alongs you to take a trip to different places for a large discount so I'm going to Peru. I'm so excited for that. OHHHH yeah. I also joined a sorority. I know what you are thinking...they are amazing people. They aren't barbies. They are so great. I'm an Alpha Xi Delta!!! It was the best decision I've ever made. I've met so many great girls who are so smart and funny. They are just amazing. Anyway, that's the short update of my life currently. I have a wedding April 2nd that I'm a bridesmaid in. That will be fun. I'm going to watch one of my very best friends get married. Such a blessing!!! Basically, life is good at the moment.

previous entry: Nothing like doing laundry at 1 am.

next entry: Summer is here!

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I would never put your name in the same sentece as "is in a sorority." lol.

Yay for being nearly done with school.

I don't know what your bills are, but please be careful when doing a debt consolidation loan. There rates are ridiculously high. I took one out in 2007 because I was out of work and didn't have a way to pay my bills. Part went to settling some of Sean's old unpaid debt and part of it also went toward paying some of my mom's house bills when she was out of work for her chemo treatments. $12,500 loan at 18.99% APR to be repaid in 6 years. The payments were $297/month and only about $100 went toward the actual principal. Granted, I didn't use it to pay off any of my credit debt payments. So I still had all of my other monthly debt payments as well.

[Loving Ciaran|0 likes] [|reply]

is he a yankee?

[Loving Ciaran|0 likes] [|reply]

My sis was in a sorority and she was a fucking genius, so I totally agree about the barbie thing. No go on that one. I get to be the maid of honor in my sis's wedding in July, so that will be AWESOME! Hope all else is well with you, just be careful about debts, once you get one loan you end out with 5... trust me on this one...

dev

[delta2|0 likes] [|reply]

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