I've put together a new budget, and assuming that we are able to stick to it, we are going to put $400 extra toward our debt every month, and we are also going to be putting $100 in savings each month. I hope it works. I feel like it's a little risky, the way I've figured we have to do it. I'm wanting to put all our bills on automatic to reduce late fees and possibly get our interest rates lowered. The greater portion of our bills are due at the beginning of the month, and so our spending money has to come out of the middle of the month. I am going to suggest to my husband tonight that we take out an allotted amount of spending money from the bank once a month and that is our money to spend on what we want and need for the month. And we'll have to be careful with it since all our bills are coming out of the bank and we won't be able to just pull out more. I'm hoping that I've overestimated our spending money (which includes groceries, gas, and husband's medicines) and so we'll have a little extra at the end of the month that we can blow. We'll see how that works.
By the way don't forget about Swagbucks! I've got 11 referrals, and some of those are helping me earn another Amazon gift card. This will be number 5!! If you haven't signed up for Swagbucks, you should! And if you've signed up but aren't using it, WHAT ARE YOU THINKING? LOL. Seriously, though, Swagbucks gives me some online spending money that I can spend on what I want (or what I need.) I've gotten a spice rack and a game genie for my Nintendo. Yes, the old one.  Next I'm going to get an absorbent bath mat and some other things for the bathroom. Yay!
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