So today when I got home, I had three pieces of mail. One was a birthday card with $10 in it. YAY! But the second piece was an overdraft notice from the bank. We had two overdrafts, and of course, two overdraft charges. The third was a bill from the place hubby got his orthotic shoes. It said that insurance denied the claim and so now we owe almost $400 for a pair of (very good) shoes that we were not at all expecting to have to pay for. So I'm very frustrated tonight. I thought our new budget was going pretty well, which it was, at least until this week. And an extra expense that we were not expecting at all. But it just occurred to me. While we've been working on paying our credit card bills down, I also set up an automatic transaction that puts, I think, $100 a month into an online savings account. Let's go look at that, shall we?
Well, there's $200 in there. We could use that to pay half of the shoes off, I guess. So it looks like we've only been taking out that $100 a month for two months. It sure seems like we've been doing this new budget much longer than that, but I guess not. LOL.
So that makes me feel a little better . . . But it's just so stressful trying to cover all the bills and pay off debt when every time we turn around, there's another unexpected expense: three new tires, a new starter, and now these shoes. I have to say, though, my husband loves those shoes. They are so good for his diabetic feet. I just wish we had known in advance that we were going to have to pay for them.
I think we're going to have to tighten the purse strings a little. Our budget was working so nicely, and I think we were becoming a little too careless. It's just frustrating, though. Husband wants his comics or a new book and his magazines every other week or so from the check out line at the grocery store. I hate to tell him he can't. And then I feel jealous because he's getting stuff, and I'm not. But I feel so much guilt when I buy something I want because I know how much debt we have and want to get it paid off and don't want to overspend for the month and so on and so forth. I have been getting a little freer with shopping for myself since I've been getting such great deals at CVS on makeup and stuff, and I want to start looking more professional at work (maybe that's just my rationalizing so I feel better about it?), but I think I need to start watching that more carefully. But then I get aggravated because husband's getting his comic books and all that and here I am not getting anything for myself.
It's so dumb, but I'm just so tired of being stressed about money.
And I hate my job. My boss made me soooo angry today!!! She messes something up by not paying attention to what she is doing, or not knowing what she is doing, and then I'm left to figure out what on earth she did and trying to fix the mistake so that the customers don't call us in a rage. I'm afraid one of these days I'm just not going to be able to handle it and I'm going to go off, and that will be it. I'll have to be looking for a new job. And my boss knows a lot of people in this town. I might have to move if I wanted a new job. And I'm not sure that I could make the same hourly rate anywhere else, at least at first, so I would have to take a paycut. Which is part of why I don't just go looking for a job. Plus the fact that I work 8-5, and my husband has the car most of the time, both of which make job hunting very difficult.
I'm just feeling . . . stuck. I'm ready for things to be different. Better.
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