I found this hard to get the grasp of. It took my a while to learn because I always just bought everything and had no concerns of where the money was coming from.
I look back at this now and cant believe I could live day to day and pay cheque to cheque just like that. It scares me crapless thinking about it.
My dad played a huge roll in helping me out with this. He has always been good with money. He lent me some to get a bit a head but with that I had to pay him back full with in 6 months.
I had no life for the first 3 months back home until I got everything squared up.
A couple online communities really helped me out:
Budgeting group: http://messageboards.ivillage.com/iv-mljournal
Debt Support: http://messageboards.ivillage.com/iv-mlsupport
Debt Q&As: http://messageboards.ivillage.com/iv-mldebtqa
Saving & Investing: http://messageboards.ivillage.com/iv-mlnewinvest
Everybody was so helpful and i followed one budget someone put together for me and it turned out amazing.
Kiki | 
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My husband and I are doing Dave Ramsey's Total Money Makeover. It has changed our life so far!
